How men can help themselves get cheaper health insurance

Published on: June 12, 2024
Man stretching legs on running track

Where there has rightly been a focus on the mental health of men of all ages in recent years, there are also a much wider range of health conditions that continue to affect men across the board.

With 80% of deaths from suicide in 2021 attributed to men it’s a focus which clearly requires no justification at all, but neither should a man’s access to the information, services and treatment they need to live healthier, longer and more fulfilling lives in all kinds of ways.

And where raising awareness of how the pandemic has affected men emotionally has been paramount in recent years, there has also been a shift in focus back towards the importance of taking stock of your overall health as a man.

Falling in with the theme of Men’s Health Week, we’re reminding men everywhere to give themselves a health MOT – and urging those with private health insurance to make the most of what’s available to them via their insurer in the process.

Why do I need a ‘male MOT’ in the first place?

Even if you are currently fit and healthy, experience tells us only a lucky few can ever truly endure with age. Underlying and inherited health problems including heart and kidney diseases, diabetes and male related cancers are just some of the conditions that all men looking to stay well as they grow older will need to consider.

Even before the pandemic, the life expectancy of a man in the UK was around four years less than that of a woman’s, with rates decreasing further since Covid-19 hit. Checking in regularly with your overall fitness levels and keeping an eye on any changes to your body can make all the difference in identifying issues and conditions which, left to their own devices, could prove more serious down the line.

How can I help myself?

Around 1 in 8 men in the UK will get prostate cancer in their lifetime. It mainly affects men over 50, with the risk increasing amongst older and black men, and those with a family history of prostate cancer. Testicular cancer is the most common cancer, with around 2,400 new cases every year, and accounts for 1% of all new cancer cases in UK males.

Getting to know which conditions are going to pose the greatest of risks to you as an individual, and what kind of changes to look out for, is going to be key when it comes to getting ahead of the game health-wise. Learning about what a healthy testicle feels like, for example, or what the first signs of prostate cancer might feel like are just two of the many ways in which men can stay on top of their health and, crucially, increase their chances of catching up with serious health conditions before it’s too late.

How can my health insurance policy help?

Most insurers offer multiple options for health checks, offering various levels of insight. These can involve focusing on specific areas of the body or health issues, to completing full body health checks. Depending on what your individual concerns may be, there will be several options available to you either as part of, or as an add on, to the policy you hold.

Some of these checks will almost certainly be available on the NHS but may be accessible more quickly or on a more routine basis via your health insurer. Some health insurers provide the same checks as the NHS, some offer more. Clinics providing specialist and complementary screening are also more likely to be available via your private healthcare provider than they are by conventional means.

A lot of medical insurers offer a specialist screening package based on your gender, which for men will often include the opportunity to discuss and possibly carry out diagnostic tests for prostate and testicular cancer, alongside routine checks for heart disease, cholesterol levels, kidney, thyroid and bone issues, and more.

If you are looking for support with male-related health issues, or in carrying out a routine health ‘MOT’ with a private healthcare provider, you can contact the Clarity Health Insurance team for more help and advice here or by calling 01242 350071.