Cover options for your private health insurance
When it comes to private health insurance, you want to ensure that the coverage you get is tailored to your personal circumstances and preferences. Your health insurance policy should provide the level of cover you need based on your medical history, and what kind of extra protection you want as part of your plan.
Here at Clarity Health Insurance, we offer a range of comprehensive cover options designed to provide you with the flexibility to choose the coverage that best aligns with your unique healthcare needs and preferences.
What are cover options?
The type of cover you choose depends on factors that address your overlying need considering who specifically the policy if for. For example the main cover types are: individual, family, joint, child or business coverage. Your chosen cover type can then be tailored with specific options depending on your needs and circumstances.
Mental Health Cover
Feel assured that you are protected if the unexpected happens, with coverage for psychological conditions like anxiety, depression, and PTSD.
Private GP Cover
Avoid the frustration of making an appointment and being on a NHS waiting list. Private GP cover enables you to get a GP appointment when you need it.
Cancer Cover
Have peace of mind that you will receive top-tier treatment should the unforeseeable happen, as well as avoiding NHS waiting times.
Inpatient & Outpatient
Inpatient covers treatment requiring an overnight hospital bed, while outpatient covers tests and treatments without the need for an overnight stay.
Physiotherapy
Cover that will get you back healthy and fit as before, so that you can focus on living your life to the fullest and achieve your goals.
Six-week Option
A six-week option means that, instead of claiming on your healthcare policy, you will use the NHS if it can deliver inpatient or day patient treatment within six weeks of referral.
Additional Benefits
Enjoy additional benefits of private healthcare by getting cover for dental and optical treatments, or travel and pregnancy complications.
Core Cover
Receive a payout for the treatment itself, but not for additional aspects such as diagnostic tests and consultations.
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Tailor your private healthcare to your needs
When it comes to the private healthcare options available to you, it can be difficult to compare policies across the many different providers on the market. When you factor in that each provider will have different offerings, then it’s not surprising to realise that finding a package tailored to your needs can be extremely challenging.
Clarity Health Insurance is a private whole-of-market health insurance broker. That means, when you get a quote from us, we review the entire market, including all leading private healthcare providers.
Each of our customer advisers are industry experts, with a deep and comprehensive understanding of the policies available. They will listen to your needs and find a policy that matches your requirements. This can be based on budget, the comprehensiveness of the coverage, or on the additional benefits available as part of the policy.
Whatever you need from your private health insurance policy, your customer adviser will work to find a policy that matches.
Why you should use a Health Insurance Broker
The key advantage of using a private health insurance broker is their ability to examine the whole market and compare the policies available to you. To do this yourself would take a lot of time and effort, whereas our customer advisers will be able to quickly source a policy that fits your needs.
Clarity Health Insurance is also a truly independent and impartial private health insurance broker and so we can offer unbiased advice on your healthcare options. We have no incentivised partnerships with any of the private healthcare insurers we compare policies with. Instead, we will provide you with all the information you need to make an informed decision on your healthcare options.
Choosing Clarity Health Insurance adds no extra cost to your private health insurance policy. In fact, you would find the same price if you were to go directly to the private healthcare insurer.
Claims assistance when you need it
Making a claim on a private healthcare policy can be a complex and confusing process. While we believe it should be a straightforward and simple process to make a claim from your insurer, unfortunately that’s not always the case.
That’s why Clarity Health Insurance provides a claims assistance service for clients who choose a private healthcare policy with us, and also those who purchased their policy with another broker or directly with an insurer.
We can assist you with collecting the correct documentation for your claim, direct you to the right department to have your claim processed quickly, and also assist you with any disputes that may arise when you make a claim on your policy.
Clarity Health Insurance can also make the claim for you on your behalf. So you can focus on your health and getting the treatment you need, while we deal with the paperwork and claims process.