Freedom Health Insurance
Founded in 2003, Freedom Health Insurance is a family run, award-winning private medical insurance provider aiming to offer exceptional customer service and simple, yet flexible products at competitive premiums to people living in the UK and overseas.
They offer a range of products to individuals, families and businesses insuring two or more employees.
Freedom health insurance policy review
The Freedom Elite policy is their main offering and provides comprehensive cover with various options to ensure the cover is not only adequate but also affordable. Unlike many other providers, Freedom Health premiums are not postcode-rated. This could mean that they are competitive in areas where other providers may deem the risk greater and so charge higher premiums.
Things you may wish to consider
Freedom Health offers a 2-Year Fixed Premium giving clients the reassurance that, even if they claim in the first year, the premiums will remain unchanged at the first renewal.
Freedom Health is one of the few providers that offer GP-referred diagnostic tests. They also offer an option to cover face-to-face private GP consultations.
With Freedom Health, you only pay for one child. Additional children can be added to the policy for no additional charge.
Freedom health insurance benefits
- 24/7 digital GP
- Pricing is not location based
- Only pay for the first child
- Two year fixed price
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About Freedom health insurance
Freedom Health Insurance have been given a Gold Trusted Service Award from Feefo. This is an award issued by Feefo based on a high level of quality feedback from customers leaving a review on the Feefo platform. The awards are highly-coveted in the consumer services industry.
The company has also been awarded the “Above and Beyond” award at the Cover Customer Care Awards 2023.
Private GP appointments 24/7
Freedom Health Insurance’s 24/7 digital GP service means you can arrange an appointment at a time that suits. Ideal if you need to arrange one around your work or family commitments.
If you would prefer to have a face-to-face appointment, then you can add this as an option to your policy when you take it out. Speak to a Clarity Health Insurance adviser to ensure your coverage is tailored to your exact needs.
Price is not location based
Some private health insurance providers will adjust your quote based on your location. This will be based on a database of medical information that they use to spot health trends in different areas. This can mean you end up paying more despite living a healthy lifestyle.
Freedom Health Insurance does not base premiums on your location. Instead it will be set based on your application and the health and lifestyle questions that you answer. Your Clarity Health Insurance adviser will be able to talk you through the requirements.
Only pay for the first child
When you choose to take out a private healthcare plan to protect your family, you only pay for your first child. Helping to make coverage for your family, whether it’s established or growing, much more affordable.
Dedicated personalised service
One of the unique selling points of Freedom Health Insurance is that you will often be dealing with the same person throughout your policy. So when you are first signed up, you will be assigned an adviser. In most cases, that same adviser will be available to deal with any claims you need to make on your policy.
Exclusions
Like all private health insurance providers, there are some exclusions that apply to policies with Freedom Health Insurance. Common exclusions include chronic and pre-existing medical conditions, any emergency treatment, organ transplants, and cosmetic surgery.
If you have any questions about any exclusions that might affect your coverage, speak to your Clarity Health Insurance adviser.
Is Freedom Health the right choice for your private medical insurance?
Whether you’re moving from another insurer or buying health insurance for the first time, Freedom Health sets itself apart with its personal adviser-led service, non-location-based pricing, round-the-clock GP access, and family benefits such as only charging for the first child.
Get in touch to compare plans and discover how Freedom Health can support your healthcare needs.
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