Private Health Insurance with GP Cover

It’s not just hospital appointments that can leave you facing a lengthy wait. Even getting an appointment with your GP can be a struggle, with waiting times over two weeks commonplace. Fortunately, most private health insurance policies give you access to private GP appointments, either face-to-face or digitally.

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Getting a GP appointment is not always easy, but some private medical insurance providers now cover GP services. This means that anyone with insurance in place can see a private doctor at their convenience, rather than face a potentially long wait for an appointment at their local NHS practice.

Get GP Access When You Need It

Some health insurance providers automatically include access to a private GP, while others offer this as an add-on. In addition to face-to-face appointments, there are also competitors providing digital GP services, letting you attend consultations from wherever you are. Ideal if you need to speak to a doctor but are unable to take a trip to your local practice. In the event that you do need to be examined in person, the doctor will be able to arrange this for you.

Find the Best Private GP Health Insurance with Clarity Health Insurance

This depends on your requirements. Coverage can be tailored to your exact needs and circumstances. Private face-to-face appointments could be sufficient if you live near an eligible GP surgery, whereas digital consultations might be more useful if you have a busy job or family commitments. The best policy will also depend on whether you  require joint, family, company or individual cover.

Whatever your situation, Clarity Health Insurance will find the best private GP insurance for your needs. We compare policies from all UK providers, and offer free, expert advice to help you get the healthcare you need at the most affordable price.

The Key Benefits of Private GP Health Insurance

It’s no secret that waiting times for appointments at NHS GP surgeries have increased over the past few years. Figures from NHS England released in April 2023 show that almost five million patients in England each month wait more than two weeks to see a doctor. With the target set at an appointment within fourteen days, that means many are missing out on vital care. If your job or responsibilities rely on you being fit and healthy, then you might not be able to afford to wait for your local practice to find an appointment.

Getting coverage that provides access to a private GP can give you peace of mind that you’ll be able to get seen and referred to treatment whenever you need it. So you know you won’t have to take too much time off work or have to pay for expensive childcare while you wait for a diagnosis.

Private GP Health Insurance for You and Your Family

If you want to get coverage that provides for your entire family, then there are options available. Some of the insurance providers we work with can provide cover for you and all your loved ones, meaning it’s not just you who are able to get an appointment whenever it’s needed.

Stay Registered with Your NHS Doctor Even with Private GP Health Insurance

Private health insurance doesn’t stop you from seeing your NHS doctor. All it does is provide you with the option of getting access to a GP appointment quicker than you might with your NHS practice. You can still use your NHS doctor for routine appointments and check ups, should you wish to do so.

Private GPs Can Still Provide You with a Prescription

If it’s decided you need a course of medicine by your private GP, then they will be able to provide you with a prescription that you can pick up at your local pharmacy. However, this is different to an NHS prescription and you may be charged more than the standard NHS prescription fee. This may be covered by your private health insurance – check your plan for more details.

Get a Doctor’s Note From a Private GP

Your private GP can still provide you with a doctor’s note should you need it. Be it a letter confirming you are unfit to work and need to be signed off, or a fit note that can provide more information about a medical condition that you can share with your employer. It works exactly like it would with a regular NHS doctor.

Choose Which Doctor You See during a Private GP Visit

Exactly which doctor you see will depend on how your private GP healthcare coverage works. The priority will often be to find an available doctor’s appointment at a time and urgency that suits you. Whether that’s at a local practice or in an online face-to-face consultation will depend on the type of coverage you have and the nature of your concerns. If you need multiple appointments with a doctor, then your health insurance provider may be able to facilitate a choice of seeing the same doctor you saw previously or with another GP.

Private GPs Are Regulated Like an NHS Doctor

All practising doctors in the UK must be registered with the General Medical Council. This ensures that the doctors have passed all the correct training and qualifications to work as a GP. So you can be assured that any private GP you are referred to has the expertise needed to accurately diagnose any health issues you may be experiencing. Many private GPs also work in the NHS.

Private GPs Can Request Access to Your NHS Health Records

Your private GP will be able to request access to your NHS health records, so if you require ongoing treatment or have any previous treatments that need to be considered, the GP you see will be able to view your medical history. Due to data protection laws, you may need to give permission for the private GP to gain access to your records, but the process is relatively straightforward.

Following your appointment, if any notes need to be added to your health records then they will be able to do so. So if you see an NHS doctor in future, they will be able to see any treatments or diagnoses you received from your private GP.